As homeownership charge drops to 63.4%, lowest since 1967, Bankrate experiences that just about half of non-homeowners say their monetary scenario stands of their manner of buying a house. The explanations are that 29% of respondents say they will’t afford a down fee and 16% of respondents say that their credit score isn’t ok to qualify for a mortgage. “Hispanics have been the ethnic group most definitely to report that their credit score is holding them again from homeownership, whereas the most-cited cause amongst blacks and whites was they simply don’t wish to personal a house but.” (bankrate.com)